The quick answer: both are automatic — no application. U-Save is credited to your utilities account quarterly (Jan · Apr · Jul · Oct 2026), at 1.5× the regular amount in FY2026 — up to S$570 for 1–2 room flats. S&CC rebates offset your conservancy charges in Apr, Jul, Oct 2026 and Jan 2027.
S&CC rebate months, by flat type (FY2026)
| Flat type | Apr 2026 | Jul 2026 | Oct 2026 | Jan 2027 |
|---|---|---|---|---|
| 1–2 room | 1 month | 1 month | 1 month | 0.5 month |
| 3 room | 1 month | 0.5 | 0.5 | 0.5 |
| 4 room | 1 month | 0.5 | 0.5 | 0.5 |
| 5 room | 0.5 | 0.5 | 0.5 | 0.5 |
| Executive | 0.5 | 0.5 | 0.5 | — |
Months of S&CC waived per tranche. The offset appears on your town council bill automatically.
The part that does need action
U-Save and S&CC come by themselves — but other household benefits don't. CDC vouchers must be claimed, and each tranche has an expiry (see our CDC voucher guide). That claim-or-lose category is where households genuinely leave money behind.
Airi watches the whole household picture 💛
Airi 爱俐 tracks what's automatic, what needs claiming, and what's about to lapse — for your flat type and household — and nudges you gently before deadlines. All on your own phone; nothing about you is collected.
Open Airi — free ✨Schedule last checked 2 Aug 2026 against MOF's Budget 2026 / FY2026 announcements (mof.gov.sg, gstvoucher.gov.sg). Amounts vary by household — the official notices are authoritative. Airi is not a financial adviser.